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Loan Calculator

Calculate monthly payments for equal principal and interest

The calculation result will be displayed here...

Instructions

ローン計算機の使い方



機能紹介


元利均等と元金均等の 2 つの返済方式で月々の返済額、総利息、返済明細を計算し、ローンの計画に役立ちます。

使い方


  • 借入金額、年利率、期間を入力します

  • 返済方式（元利均等/元金均等）を選択します

  • 月々の返済額と総利息が自動計算され、毎月の明細も確認できます


    • 注意事項


  • 結果は参考値で、実際は銀行の計算が優先されます

  • 月単位・年単位に対応

    • ❓ FAQ

    Can I see the monthly schedule?

    Yes, each month principal, interest and remaining balance are shown.

    Which repayment methods are supported?

    Both equal-principal-and-interest and equal-principal methods.

    Is this tool free?

    Yes, it is completely free and requires no registration.

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    How Does a Loan Calculator Compute Monthly Payments and Total Interest?

    Using a loan calculator with the parameters filled in, calculate monthly payments and total interest in three steps, understand the difference between equal principal and interest and equal principal, identify why results differ from bank statements, and estimate how much interest early repayment can save. The entire process runs locally in the browser, with no installation or registration required.

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